VA Loans

VA Financing for Veterans and Active Duty

Why a VA Loan?
As a retired veteran or active duty service person, you are eligible to purchase or refinance with no
money down. Your COE (Certificate of Eligibilty) dicates entitlement and maximum loan amounts vary by county and state.
The application process is not different than any other type of home loan, an automated underwriitng decision can be made to facilitate the underwriting process.

Requirements for Loan Approval
• The applicant must be an eligible veteran who has available entitlement
• The veteran must occupy or intend to occupy the property within a reasonable period of time after closing the loan
• The veteran must credit qualify and be deemed a satisfactory credit risk
• The income of the veteran and or spouse must be shown to be sufficient and stable to meet the mortgage payments, cover expenses of owning a home and other consumer debt if applicable