Refinancing Your Home

There are many reasons to consider if refinancing is right for you.  Weigh your options and make sure you feel completely comfortable with your decision.  
An experienced loan officer should be able to provide a break even analysis, a post tax analysis, total cost savings analysis, comparison of paying closing costs versus no closing cost option, and a comparison of different amortization loan programs.

Refinancing may be more of a forced decision due to a consideration of a divorce.  It is very important to remove the ex-spouse from the Mortgage Note , the only way you can accomplish this is by refinancing into your name alone, as well as from the title to your home.